Of Debt Bondage and Freedom

Had the most financially challenging year.

I made one very bad risk that resulted to a financial chaos that affects not only me but those whom I borrowed money from.

Learned these:

1. DEBT is BAD. There is no such thing as good debts. You do not only pay interest but you trade your time and freedom as well.

2. Do not work without payment. It is better to walk away from a job offer than to do it on a pay you later scheme. You will end up with two problems. The problem of the case and money problems. 

3. Money should be manged and not the other way around.

4. Save money. I am probably one of those people who could honestly say that when I say I have no money I really mean it. I miss Lola Pat who often said that her money is not enough but has lots of money.

5. Money may not be everything but being burdened by the lack of it sucks.

Resolved to:

1. Generate more income.

2. Charge properly.

3. Pay all debts.

4. Be generous

Lizt's List

I received a call from my sister today.

Alhamdullilah for Lissette! She is the bulldog glue that keeps me together.

I am grateful for her reminder that I should write. Write to cope with my reality. Write to deal with my anxiety.

I am again in one of those crossroads where you feel like you do not know what to do. Or more like you have dig yourself into a hole and nothing is happening. There is no gold at the bottom. Worse, there is no stair to climb out of the hole.

Right now, my head is bursting from all the worry. A useless emotion that would not do you any good.

If you would ask me what I want to be it would be CONSISTENTLY good with emphasis on consistent.

I just want to be happy.

I want to do good.

My list?

Be happy.
Be healthy.
Be wealthy.

Be spectacular.
Be amazing.

Another rambling entry.

:)

Ask

They say that if you want or need something you should ask for it.

So here goes.

I'm asking the force that moves the universe to:

1. Help me solve the financial quagmire that I am in.

2. The clients who promised to pay me will pay me ASAP and the ones who promised to avail of my services will show up in my office.

3. Send numerous halal sources of money.

4. I will be able to pay all my creditors before the end of the year.

5. MSU IIT will release the loan that I have applied for.

6. Security Bank will approve my loan as well.

7. I will be sexier.

8. My husband will be a real Muslim :)

9. Ape will have a lot of fun in school and learn a lot ;)

10. I will be a better legal writer.

11. I will become a great lawyer.

12. My new nephew Viktor will be healthier.

13. Nanay's new business venture will be successful.

14. Tatay will be happy and accomplished.

15. Relatives will be successful and generous. :)

Thank you in advance! :)

Six Shoes For The 90 Day To Do List

Because kawawa na ang 2 kung sapatos na flats.

Thus two new ones.

Kasagingan (Village Maitum)

Bonsai

Given by a client.

YOGA

YOGA 1 April 3, 2014

First yoga in quite a long time.

More like sitting and lying on the mat and less yoga.

Have my hair colored

Done.

The color I chose was mahogany.

My hair just looks lighter.

First time to have my hair colored.

90 Day Tasks

1. Visit the golden mosque.
2. Have 6 pairs of new shoes.
3. Have 6 abaya.
4. Have my hair colored. (Done 03/30/14)
6. Lose 20 kilos.
7. Get a car. (April 29, 2014)
8. Marichi yoga with pictures 40 times.
9. Raise 3 million pesos the halal way.
10. Change the glass at the table.
11. Buy Alvin two expensive pair of shoes.(May 25, 2014)
12. Buy curtain rods.
13. Read 1000 articles on negotiation and mediation.
14. Read 1000 land cases with notes.
15. Run a 5k.
16. Read the roc.
17. Read the rpc.
18. Read the civil code.
19. Get apas tested.
20. Full payment house.
21. 12 facial treatments with pictures.
22. Lemlunay overnight with Alvin.
23. Propilaxis at Dra. Macaranas.
24. Rehab check up and pt if necessary.
25. Ear check up.
26. Brazilian wax.
27. Read 45 books.
28. Glan overnight with Alvin.
29. Juice for 30 days.
30. Massage Alvin.
31. Body scrub 30 times.
32. Take 90 exceptionally good pictures and post it on my blog.
33. Sell  pieces of property with a profit of 1 million.
34. Buy the bag.
35. Buy new eyeglasses.
36. Buy a piece of jewelry.
37. Read 3000 articles on personal finance.
38. Read 30 law books.
39. Blog 30 exceptional law articles.
40. Read the quoran.
41. Buy a cow.
42. Give nanay 30k.
43. Visit iloilo with Alvin, Nanay and Tatay.
44. Date night six times with pictures.
45. Read 1000 real estate selling articles.

46. Digest Reyes book 2 like sir Ted Te's assignment with five relevant cases per crime.
47. Attend 10 parties with pictures.
48. Read criminal procedure of regalado.
49. Buy new law books.
50. Read statutory construction.
51. Read the book on psychological incapacity.
52. Paraglide with Alvin.
53. Beach with pictures.
54. Three day Beyonce's detox.

55. Get Silk bed sheets.
56. Have three sets of new curtains.
57. Pay all my debts.
58. Take meaningful pics.
59. Get 30 new great and rewarding cases.
60. Do zumba 20 times with pictures.

Regaining Baby Tumtum

Today, I will be back on the pill to prevent a pregnancy.

Ironic,  for someone who wants to get pregnant I need to be on the pill for two months to make sure that the next pregnancy will  be successful.

I have already exercised for twenty minutes today. A huge improvement from bed rest and no physical activities. I will try to squeeze in another thirty minutes tonight :)

Hopefully Allah will send Baby Tumtum back and this time I will have an uneventful pregnancy and that he will reach full term and be born healthy. 

Till the next time Baby TumTum

I miscarried this week for the second.

I cried. I cried out of despair. I cried out of anger. 

Ubos na ang luha ko.

Ang bad trip kapag matanda ka na is naiintindihan mo na ang katagang "everything has its reason" So you grieve and you move on. Pero masakit pa rin.

I am afraid that if I will not act or force myself to move on I would wallow in misery.

I have set up an office in my home and Dada my OB told me that I would just maintain the office so that I would minimize my stress and avoid climbing the steep steps in our office at pioneer avenue.

I had a lot of difficulty when I was pregnant. I had back pains. I had shortness of breath. I knew that I was so unhealthy that I have placed myself and my unborn child in harms way. 

This time I can do things differently. I could be healthy to increase my chance of conception and make the entire pregnancy a bit safer.

I also realized that I need to be financially ready for the pregnancy. I spent a lot on medicines, vitamins, better fitting clothes and food that I had difficulty keeping with my other obligations. My income also drastically lowered because I no longer reported in the office where walk-in clients are a common.

I was easily agitated and angered that my stress level during my pregnancy was quite high. My friend Sir G that I should learn stress management.

I was also hesitant because truth be told I have not mastered my new religion and I was wondering how I could raise a true Muslim when I myself am fumbling with Islam. 

I know that I was not ready.

Hay nak. Sorry talaga. 

So today I decided to do juicing, debt detox and learn more about my faith.

Hopefully things will be successful this time. And baby tumtum will be in our arms. Labs yo by :) Love ka guid ni nanay.

birthing pains

I've attended this seminar where the speaker said that you should rejoice when you are depressed. I thought then that the guy is full of bull.
Now, I 'm thinking that maybe he has a point.

You see for a few months now I have been thinking of streamlining my practice. I've made the decision that I will focus on cases involving land dispute and criminal cases. I would also accept a few civil cases and maritime matters. These would be the parameters of my practice.

Lo and behold, I was swamped with land cases this week. And oh boy was I overwhelmed.
I was so overwhelmed I got depressed.

but.

I am happy. My practice has finally evolved.

I am praying that I will be more diligent in these fields  and excel.

Yun Lang :-P

Blues

Got the blues for the past three days right after an asthma attack. I was intermittently reporting at the office.

I was just overwhelmed with my work, my health issues and my financial challenges.

I pray In shaa ALLAH  that this is the last time for this year that I will have an attack of the blues.

I have set one goal for myself and that is to post a video a day. I'm also thinking of doing one activity that I love per day. Something unusual. Something that I will enjoy.

I am also thinking of doing the 200 pesos a day challenge where I only spend 200 pesos a day.

I will stop writing, texting or posting "hehehe." It just feels weird.

I'm facing my problems with a camera.

I choose  to be happy. I know I can do it!